Bothell, Mill Creek, Kirkland, Woodinville, Bellevue, WA Homes for Sale

Who is Marv Nicholson?


Marv Nicholson, 51, Agent and Loan Consultant 

 

Education

Graduated Ingraham High School, Seattle WA 1977

 

Career

Independent Contractor 1979-2002

Real Estate Investor 1982-2009

Loan Officer 2002

Real Estate Agent 2003

Author 2009                                                                            

 

Professional Licensing/Schooling

Appraisal Pre-Licensing, Mykut Appraisal School, 2002

Loan Officer Licensing, 2002

Real Estate Pre-Licensing, Rockwell Institute, Licensing, 2003

Insurance Pre-License, Slater Insurance School, 2006

 

Continuing Education

120 hours real estate licensing school

75 Hours Basic Appraisal/Appraisal Institute, 2002

48 hours Real Estate and Mortgage Ethics, 2002-2009

32 hours Real Estate Law, 2002-2009

8 hours “Understand Credit Scores”, 2007

4 hours Truth in Lending Act, 2007

4 hours RESPA requirements, 2007

4 hours Reverse Mortgage, 2009

 

 

 

Who is Marv Nicholson and Why Should I Have Him Find Me the Perfect Home?

 

Family Man, Marv Nicholson

Marv Nicholson is a married man of 30 years to his lovely wife Karin. Karin was a stay-at-home mom and bookkeeper of his businesses. He has 3 adult children and has lived in the Puget Sound Region for all his 51 years. He grew up in Des Moines, WA and later moved to the North End of Seattle graduating high school from Ingraham HS in 1977. Soon thereafter he met and married Karin (1979). They purchased their first home in 1980 and 3 years later started their family with the birth of Natalie. In 1985 they purchased their second home, in Mountlake Terrace, where Nathan was born in 1986. Both Natalie and Nathan graduated from Mountlake Terrace HS.

Then along came Melissa in 1989. In 1998 they purchased their third home in Bothell where Marv, Karin and Melissa currently reside. Natalie and Nathan are living in Tecate, Mexico serving as missionaries at an orphanage, Rancho de sus Ninos (**). Natalie has put her U of W Art Major to work recently by opening an art center in downtown Tecate, Studio del Creador(***). Marv is naturally very proud of his family.

 

Marv’s Real Estate Story, Rich Dad-Poor Dad

In the late 1960’s and early 1970’s, Marv’s family owned a Real Estate Brokerage firm in the South Sound Region, Western Washington. For those that were around at that time might remember the billboard sign that asked, “would the last one leaving Seattle please turn out the lights? (*)” The economy at this time was actually very similar to today’s economy, at least the housing sector. Seattle is much more diversified in the jobs market now, but housing is very similar to then.

At that time, HUD owned most of the distressed properties, so if you were buying Foreclosures, you were buying them through HUD. Marv’s dad was doing just that; buying these homes, fixing them up and “turning” (flipping) some and holding others. His Father purchased many rentals and other investment properties this way and eventually retired on the income from his real estate holdings.

Upon graduating, Marv began his career as an independent contractor. The inspiration for this came from those early days as dad’s helper on these weekend HUD fixer-uppers. Parallel to the contracting career, Marv was also evaluating and purchasing distressed homes as investment vehicles (again, dad’s influence). Some of these properties won big and a couple not so big, but all of those experiences had value. Most of the “risk-level” was reduced through Marv’s construction experiences and prior teachings by dad. But without the construction knowledge, it would have been difficult to make an informed evaluation of the investment properties for sure.

It wasn’t much after Marv’s transition to Licensed Real Estate Agent did he realize that it would be a benefit to his client if he also held a Mortgage License.

You see, a mortgage salesman has to make his money on the higher interest rates while Marv makes his living, paid by the seller of course, as a Real Estate Consultant/Advisor. Searching and seeking out the best buy for his clients is his passion. When asked, Marv says “The reward my clients receive from this dual-advisor role is that I don’t make my living off of interest rates, my living comes from finding the perfect home for my clients. Because I am state licensed as an advisor for both, I can help my clients avoid the pitfalls of these bad loans and high interest rates. Ethical behavior has kept and will continue to keep my clients out of trouble.”

One example of this is a couple who were referred by another client, met with Marv in 2007 for an initial consultation. Marv was able to determine quickly that the priced home they were looking for was not within their means. They refused to believe the actual number they qualified for and soon found another agent/loan officer “team” that told them “yes, we can do it”. Fast forward to 2009 and this couple is informed that they “should get an attorney” by their new FBI neighbor after they revealed to him that they received bogus “advice” from this fraudulent real estate ring that had just been arrest. Additionally, none of the 24+ payments had even made it to the lender, but instead, to this ring. This is an obvious extreme case, but right now is a good time to find an qualified and ethical lender (****).

Location is not everything. . .

“So many agents will say, Location, Location, but really there is so much more to it. My clients rely on my years of experience in construction, contract law and real estate knowledge. You can’t really expect agents who have not had these experiences to be in a position to help the clients mitigate their risk. I take a lot of pride in my ability to consult with my clients at a high level based upon my 33 years of personal/business experiences,” Marv says. “The protection of my clients and their family’s future is priority one to me”

Today, Marv is The Premier distressed properties expert based on his years as a contractor, real estate investor, Agent, Lender, Property Manager and business owner. So if it is a goal of yours to mitigate your risk by buying at a discount, Marv is the one to help you achieve the status of Homeowner or Investor.

 

 

 "Without a doubt the smoothest and quickest transaction I've ever been a part of. It's clear he's been around the block a time or two" Brad B.

 

"I came in to this process completely overwhelmed but Marv really made this experience feel like it was a walk in the park. I've told all my friends to use him." Sarah S.

 

"He saved me a ton of money on this home. I'm sure that most agents aren't as strong as Marv. The seller relented on a ton of stuff. Then he got them to pay all the closing costs. What's that worth? One of my friends used someone else and had to come up with $25,000, I came up with just $6,500 total." Bill V.

 

"Marv,

It is with sincere gratitude that we tell others of how we got to where we are now. You did everything you said you would do. You greatly improved our credit scores, got us into a home we love with a manageble mortgage payment AND a successful rental property of our own! This has been a rewarding journey and a learning experience we're anxious to continue. All thanks to YOU!

For every door you opened. For every reassurrance and explanation. For the care you took to ease us out of our comfort zones. For every mile and every minute. For every late night and long day... We thank you. Your friends Cameron and Carly H."

 

(*)http://seattletimes.nwsource.com/html/localnews/2008696819_lightsout02m.html

(**) www.ranchodesusninos.com

(***) www.studiodelcreador.org

(****)http://seattletimes.nwsource.com/html/localnews/2008932579_mortgage27m.html

 

Become a client today. There are a few spots kept each month specifically for people just like you.

Click Here To Find Out what Marv Can Do For You Marv's foreclosure book.jpg 

Listing price – 98012, Bothell
98012, Bothell Homes For Sale
Marv Nicholson